How Habitat Works
What is Habitat for Humanity?
- A nonprofit, Christian housing ministry that believes that every man, woman and child should have a decent, safe and affordable place to live.
- We build and repair houses all over the world using volunteer labor and donations.
- Our partner families purchase these houses through no-profit, no-interest mortgage loans or innovative financing methods.
How does it work?
- Through volunteer labor and donations.
- Homeowners invest hundreds of hours of their own labor into building their Habitat house and the houses of others.
- Habitat houses are sold to partner families at no profit and financed with affordable loans.
- The homeowners’ monthly mortgage payments are used to build still more Habitat houses.
How do I apply for a Habitat for Humanity house?
- Follow the instructions on the Home Ownership page.
How are families selected to receive Habitat houses?
- Families in need of decent shelter apply.
- The affiliate’s family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the loan.
- Every affiliate follows a nondiscriminatory policy of family selection.
- Neither race nor religion is a factor in choosing the families who receive Habitat houses.
How are donations distributed and used?
- We rely on gifts from individuals, corporations and other groups to fund our house-building mission worldwide. All donations of any amount are deeply appreciated and help us build more decent, affordable houses with more families across the globe. Donate Now »
- Habitat’s most recent IRS 990 is available online.
How can I become a volunteer?
- Visit the volunteer page to learn more about volunteering with Habitat.